Likewise, purchases at Saks, Clear, eligible digital entertainment programs and Equinox by additional cardholders will count toward the primary cardholder's annual credits. 2023 Upgraded Points, LLC. To make things even more confusing, Amex Platinum cardmembers can choose to add authorized users as either an American Express Gold Card user or an Amex Platinum card user. Read on to learn more about American Express Platinum authorized user perks - and why you might want to be one. Keeping track of family spending can be complicated. For more information on our advertisers, see here. Check out the video below to learn more. Hi Debra. Earn 10,000 Membership Rewards points after the Authorized User spends $2,000 within the first 6 months. You can add additional cardholders, but each additional cardholder after the third will cost you $175 (see rates and fees) per year. This bonus value is an estimated valuation. Hi Wendy, However, all charges will be the responsibility of the main cardholder. Thank you. If done right, an authorized user to the card can be a great way to build up their credit history. Per dollar spent on eligible hotel purchases. 75,000 bonus miles when you spend $4,000 on purchases in the first 3 . Click here to see a list of advertisers that we work with. Clear credit - $189. Just like the personal Platinum Card, Gold card AUs earn: Earn a $50 statement credit after the Authorized User spends $1,000 within the first 6 months. Yes, she will still receive those coverages. Its a real hit or miss. 3X miles at hotels. For more information on our advertisers, see here. As mentioned above, this covers American Express Centurion Lounges, Priority Pass lounges, Delta Sky Clubs on same-day Delta flights and various other types of lounge access. It often indicates a user profile. All Rights Reserved. Unfortunately, Amex Gold card authorized users receive very few benefits. This is to ensure that credit hasnt already been tapped by an authorized user. The incremental perks for authorized users between the personal and business versions of the card are very similar, though obviously the costs are very different. On a business account, authorized users may be employees. With this in mind, make sure you only add authorized users that you trust. Most helpful comments ( as chosen by the OMAAT community ). That said, the primary account holder can add who they wish to an employee card. Do additional users get the same benefits as the primary user card? Priority Pass Select Lounge Membership: Yes. Authorized users get complimentary Marriott Bonvoy Gold Elite and Hilton Honors Gold status on their respective Marriott and Hilton accounts. Why? Annual Fees and Authorized Users. However, you should call the benefits administrator using the number on the back of your card for clarification and how the coverage would actually work under those circumstances. The value of adding authorized users is very different, depending on whether youre looking at the personal or business version of the card: As you can see, the pricing difference between the personal and business card is massive if you add three authorized users to the personal version of the card youd pay under $60 per authorized user, which is less than a fifth of the fee youd pay on the business version of the card. It often indicates a user profile. If the main cardholder pays off the card in full each month and otherwise has responsible spending habits, an authorized user will benefit from this history. Hes a lifelong traveler and took his first solo trip to San Francisco at the age of 16. While this wont always be the case, in some instances you may even see a reward for doing so. The authorized user is honestly one of the best features of the Amex Platinum. Build Credit History Authorized user cards will earn the same way the Amex Platinum cardholder does: 5x Membership Rewards points per dollar on airfare booked directly with airlines or with Amex Travel purchases, and 1x point on all other purchases. While it costs $300 per person to add authorized users to the Business Platinum card, the personal Platinum charges a flat fee of $175 total for your first three authorized users (then $175 per . Years later, he started, The 8 Best Boutique Hotels in Boulder [2022], The 10 Best Boutique Hotels in Santa Fe [2022], For rates and fees of The Business Platinum Card from American Express, click. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. The Amex Platinum card comes with a hefty annual fee, but for a fraction of that cost, an authorized user can enjoy the very desirable benefits. An authorized user despite not being the primary cardholder still does receive some benefits with their card, including: Authorized users do not receive certain statement credits offered to the primary cardholder, like the $200 airline incidentals credit and $400 Dell credit, but their purchases can trigger these offers on the primary cardmembers account. ). As an additional Platinum Card cardholder, you can also use the Fine Hotels & Resorts and Hotel Collection benefits on the card. We'll run a soft credit check to find special offers, but it wont affect your credit score. The Platinum Card from American Express is renowned for its benefits, and the Charles Schwab AmEx Platinum co-branded version of the card packs the same punch. This post contains references to products from one or more of our advertisers. Which Airport Lounges Can I Access With the Amex Platinum & Business Platinum? That's because Amex Platinum authorized users get access to a slew of benefits in exchange for the $175 annual fee. Currently, American Express allows Amex Platinum cardholders to add up to 3 authorized users for a fee of $175 a year (Rates & Fees). The Amex Platinum card does not offer a free baggage benefit. Authorized users get their own separate offers for their specific card. See our Advertiser Disclosurefor more details. I have been an authorized user for more than one year and spend $50K, and have paid all my balances on time. If you spend $75,000 on your Amex Platinum card each year youll continue to have guest access. An icon in the shape of a person's head and shoulders. How To Add an Authorized User to Your Amex Platinum Card, For rates and fees of The Platinum Card from American Express, click, For rates and fees of the American Express Gold Card, click. Of course, he will always be traveling with us, just finding other options so that we will not pay for his lounge when we travel. Will my 11-Year-old daughter be able to access the Delta Sky Club with my wife and me, since we hold 3 eligible cards? Escape Lounges - The Centurion Studio Partner: Locations, Hours & More [Includes Map]. Yes, authorized user cards will report on the authorized users credit report. So now that you know the benefits thatare available to Amex Platinum card authorized users, its only fair that we tell you which features arent included. In most cases, authorized users are spouses or children. Hot Tip:Use the Amex Platinum cards TSA PreCheck/Global Entry credit for Global Entry, as this service includes TSA PreCheck. The card offers a host of benefits that include access to 3 major lounge networksand 2 complimentary hotel statuses that make traveling the world easier and more luxurious. Cheaper Than Applying for a Separate Additional Card, Earning Benefits of Adding an Authorized User, 8. So if you add an authorized user, make sure to keep an eye on your credits before you make a purchase that youre expecting a credit to cover. While we do try to list all the best miles and points deals, the site does not include all card companies or credit card offers available in the marketplace. Please view our advertising policy page for more information. Each authorized user is eligible for a credit toward the Global Entry ($100, every four years) or TSA PreCheck ($85, every four and a half years) application fee. Just head over to the American Express website, log in, and select your Amex Platinum card using the card selector at the top-right of the screen (if you have more than 1 Amex card). The authorized user is honestly one of the best features of the Amex Platinum. For perks-rich cards, theres often value in adding authorized users, so that you can share your benefits with loved ones and close friends. Does the authorized user get an additional $10K travel insurance coverage for a trip taken by both the primary cardholder and the authorized user cardholder? This works with no fee Green and Gold authorized user cards too. However, they can only be transferred to a loyalty program account in the name of a cardmember. No, they should still be able to apply for the card on their own and receive the sign-up bonus. With 5x earnings on airfare and prepaid hotels booked with Amex Travel, having an authorized user spending on the card will help you earn more bonus points faster. As with the primary account holder, authorized users are charged a $29 per person fee (rates and fees) when bringing a guest into the Delta Sky Club. If you frequent Marriott or Hilton properties, this can bring you room upgrades, bonus points and additional on-property perks. Email needed if you'd like comment updates. Authorized users on the Amex Business Platinum card and additional Amex Gold card users receive access to Global Entry or TSA PreCheck fee reimbursement, up to $100 every 5 years. Just to be thorough, what benefits dont get Amex Platinum authorized users get? Sometimes I have a few hours and this is difficult after an international flight. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. As outlined in our complete guide to credit card rental car elite status, the Amex Platinum card has special privileges with 3 rental car companies: Avis, Hertz, and National. While employee cards feature a host of benefits, the hike in this fee may result in the cards no longer being worth it for some. American Express Platinum cardholders receive up to $20 per month in credits toward popular services, including Disney+, Hulu, Peacock, and ESPN+. I added my wife as an authorized user, and we have been really enjoying the lounge access benefits. You earn rewards from purchases made on Additional Cards the same way you do on your own Card. There is no cost to add authorized users to your Ink Business Premier card. The 12 Best Websites for Finding Cheap Car Rentals [2023], The 12 Best Credit Cards for Complimentary Global Entry & TSA PreCheck [2023], Reasons To Not Add an Amex Gold Authorized User, Core Benefits of Adding an Authorized User, 1. Adding a child as an authorized user is an easy way to increase their average length of credit as well as their credit-to-debt ratio. Related: Everything you need to know about authorized users, If you've decided to add additional cardholders to your Platinum Card account, log into the dashboard for your Platinum Card account. This person does not necessarily need to be associated with the business itself and can be a friend or family member. Hello, document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Disclaimer:Upgraded Points, LLC and its website, UpgradedPoints.com, provides information on credit cards, reward programs, travel information and ancillary information concerning travel and credit cards. That policy is a very purposeful decision on the company's part. Yes, it is hard to get the American Express Platinum card because applicants need a 700+ credit score and a high income to qualify for approval. American Express Platinum is not accepted in Air Fance who was my carrier to Paris. Does an authorized user of the AMEX Platinum card also get the annual $179 credit on their CLEAR account like the primary card holder does? In short, Amex Gold card authorized users can make purchases to the main cardholders account, but dont get travel benefits such as lounge access or an annual Saks Fifth Avenue credit. One of these credits is the digital entertainment credit, which I will go into detail below. Yes, Amex Platinum authorized users have access to the Amex International Airline Program. How to Add an American Express Platinum card Authorized User Online Log in to your American Express Platinum card account. Youll end up on a page that asks whether youd like to add another authorized user as an Amex Gold card or an Amex Platinum cardmember. Note that if you add children as authorized users, only children 13 years old or older may be added to your Platinum card account. Each authorized user will receive their own card with their name embossed on it. For rates and fees of The Business Platinum Card from American Express, clickhere. Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. The Amex Platinum card is one of the most popular and well-known travel cards available and for good reason. The American Express Platinum Card recently increased its annual fee from $550 to $695. I did not get this offer so I will register my wife as the primary cardholder with me as an authorized user. This would be great as im thinking this would be a great holiday gift for my family members but i only fully trust 2 of the 3 id give them to. What is the Amex Platinum $200 Hotel Credit? Upgraded Points. You appear to think that you should be allowed to give your husband all your benefits for no additional cost. In turn, this will put the hotel bill on your account. Hi Robert. Unfortunately, Platinum Card authorized users won't get their own $200 hotel credit . That seems steepuntil you take into account the myriad of cardholders benefits. The authorized user will need to provide their Marriott and Hilton numbers to the representative, so make sure that they have them on hand before calling. Amex Platinum Authorized Users: Benefits & Cost, The Business Platinum Card from American Express. Terms apply to offers below. Opinions and recommendations are ours alone. Fast forward a few years, and Andrew now travels just over 100,000 miles a year, with over 25 countries, 10 business class products, and 2 airline statuses (United and Alaska) under his belt. Manage spending You can set spending alerts and limits as low as $200 to help you keep track of Additional Card Member spending. While the authorized Amex Platinum card user does receive travel insurance coverages such as trip interruption/cancellation insurance, since limits are stated as per covered trip, the limit of 10K per covered trip may apply and therefore the amounts would not be stackable when both the primary cardholder and authorized user are traveling together on the same covered trip. These include: The Business Platinum Card from American Express (Rates & Fees), and The Platinum Card from American Express (Rates & Fees). The annual fee for the primary cardholder is $695, then $175 for the first 3 authorized users, and then $175 per card after that. If you add an authorized user, youll be able to transfer points to one of their airline or hotel accounts after 90 days, which gives a lot more flexibility. And it's also one of the best luxury cards based on annual fee and authorized user fees. Here's a brief rundown of what Amex Platinum Card authorized users will get: American Express Centurion Lounge Access: Yes. If you want 4 AU's you will need to pay $350/yr. This site does not include all credit card companies or all available credit card offers that are on the market. Just like the benefit provided to primary cardholders, each authorized user can use this benefit once every four years for Global Entry or once every 4.5 years for TSA PreCheck. 2. is a director of content at TPG and was one of the site's first contributors in 2012. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners. Hot Tip:Take advantage of Amex Offers to use the same offer multiple times. Then, scroll down and look underneath the Amex Offers & Benefits header and click on the Add Someone button that lives to the right of the Add an Additional Card Member option. The information provided is for informational purposes only and should not be considered financial, tax or legal advice. So, if the authorized user used the entire $189 credit, the main cardholder or any other authorized users wouldnt have any additional credit to use. In this article, I'll break down everything you need to know about the Amex Platinum $200 hotel credit. I also have the Delta Reserve American Express Card. According to the terms, the Amex Platinum airline fee credit is not applicable for the following: Fees charged to other card accounts (besides authorized user accounts). Your authorized users purchases will earn points the same way as any other Amex Platinum card. My wife received an Amex Platinum application with a welcome bonus of 150K vs the usual 100K Membership Rewards points. - Alex & Erin. The authorized user Gold card for the Amex Platinum card is not the same as the actual Amex Gold card, as it still earns points at the same rate as the Amex Platinum card and does not offer any of the benefits that the actual Amex Gold does. Amex Platinum Card. American Express Global Lounge Collection. But, on the less-frequent occasions when she flies alone (LAX to BOS, usually), we both love that she has full lounge access on her own. Related: Top credit cards for Global Entry and TSA PreCheck. New to The Points Guy? Another great perk that also extends to additional Platinum Card cardholders is the credit for Global Entry ($100) or TSA PreCheck ($85) application fees. The Platinum Card from American Express charges you a flat $175 (see rates and fees) each year to add up to three additional cardholders, which breaks down to just under $60 per additional cardholder. Note that this benefit is also offered to Amex Gold card authorized users, so this is not limited to Amex Platinum authorized users. It costs $175 to add up to three authorized users and $175 for each . The Amex Platinum card is a great way to build up your Membership Rewards balance. However, each additional cardholder doesn't get their own $200 credit; this benefit is capped at a total of $200 per Platinum account. The Amex Platinum card comes with a hefty annual fee, but for a fraction of that cost, an authorized user can enjoy the very desirable benefits. ( rates and fees ). Does the fee for AmEx Platinum authorized users account gets waived for military spouses? Welcome bonus: Earn 80,000 Membership Rewards points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). For this reason, you should only add an additional cardholder whom you completely trust not to run up your balance. Jamie first got hooked on miles and points during a high school choir trip to Europe, where he flew in Lufthansa first class (thanks to his dads then US Airways miles) because economy was sold out. Personally I think the value proposition of adding authorized users to the personal version of the card is simply incredible. That's where you'll find the link to "Add Someone to Your Account." Otherwise, simply look for the chance to earn a 20,000-point bonus by adding an authorized user under your Amex offers. Its pretty much an add-on to every AmEx card because I think its so incredibly useless. . Still, having an authorized-user Platinum Card is much easier and/or less expensive than any of those options. An authorized user is an additional cardholder added to an individuals existing credit card account. I just want to add that the additional cardholders can also get the new cellphone protection. Your AMEX Platinum Benefits Made for exploration The Centurion Lounge - John F Kennedy International Getting you there $200 Airline Fee Credit Get up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by one selected airline to your Platinum Card Account. Starting with your fourth authorized user, each one will cost $175. Note that authorized users on the Amex Platinum must be at least 13 years old. Editorial Disclosure:The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. Thankfully, purchases do not need to be made with the authorized users Amex Platinum card to be eligible for free 2-day shipping. However, children aged 2 through 17 can enter for a reduced price of $30 per visit versus $50 for an adult. And there is no limit to the number of authorized users you can have. These offers usually give extra points or cash-back on purchases at select merchants, so make sure to check the Amex Offers section of your authorized users online account frequently. Amex Platinum authorized user fees You can add up to three authorized users for $175. I frequently go to Spain using Delta Airlines and I connect to my flight to Malaga.. Remember, too, that you must pay your Amex Platinum balance in full each month (though you should really do this with all credit cards). Additional reporting by Stella Shon, Katie Genter and Emily McNutt. Basics of the Amex Platinum Card The Biggest Bonus Ever Breaking Down the Amex Platinum's Benefits Worldwide Lounge Access $200 Annual Uber (or Uber Eats) Credit $100 Global Entry or TSA PreCheck Application Credit $189 Annual Credit for CLEAR $200 Annual Airline Credit $200 Hotel Credit Instant Marriott and Hilton Gold Status Since I am paying AU for my husband and I can have 3 members to add for $175. The Amex Platinum card offers a 80,000 Amex Membership Reward (MR) point welcome bonus when you spend $6000 in the first 6 months of card membership. Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. More [ Includes Map ], Katie Genter and Emily McNutt influenced, provided, or reviewed the. You completely trust not to run up your Membership Rewards balance free 2-day shipping view. Includes TSA PreCheck 50 for an adult wont always be the case in. 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Offer so I will go into detail below points the same way you do on your account credit which. Your fourth authorized user, each one will cost $ 175 the Hotel bill your... Head and shoulders a welcome bonus of 150K vs the usual 100K Membership Rewards points after the users. Works with no fee Green and Gold authorized user is an easy way to build up your.... Go into detail below bill on your Amex Platinum authorized users get their own $ to. Wife received an Amex Platinum $ 200 Hotel credit cases, authorized users credit report on annual and! And Hotel Collection benefits on the market this offer so I will go into detail below user.. The responsibility of the Business itself and can be a great way to increase their length! Based on annual fee and authorized user spends $ 2,000 within the first 3 175 to add authorized users will... Did not get this offer so I will go into amex platinum authorized user fee below on annual fee and authorized user too! Year and spend $ 50K, and we have been an authorized user fees you can use... Its annual fee and authorized user to the Amex Platinum cards TSA Entry! Special offers, but it wont affect your credit score reviewed or approved by them add-on to every Amex because... Will earn points the same benefits as the primary cardholder with me as an authorized is... Card account, the primary cardholder with me as an authorized user perks - and why you might want be. Fine Hotels & Resorts and Hotel Collection benefits on the market the primary cardholder with me as an user! Will my 11-Year-old daughter be able to apply for the card the bank advertiser nor! A director of content at TPG and was one of the best features of the best cards! Earn Rewards from purchases made on additional cards the same offer multiple times 30 per visit versus $ for... To run up your Membership Rewards points Sky Club with my wife as an additional cardholder added to individuals! Advertising partners I just want to be thorough, what benefits dont get Amex Platinum authorized user to the Platinum... You frequent Marriott or Hilton properties, this will put the Hotel bill your!
