Residents of California should use this form: CCPA Personal Information Request. Therefore, regulations require employers to offer a reasonable alternative standard to earn the reward. Contact your local Blue Cross and Blue Shield companyfor details regarding billing. For assistance with Medicare plans dial 888-391-5203. is a website domain of Healthcare.com Insurance Services, LLC, a subsidiary of HealthCare, Inc., a privately-owned non-government website, not to be confused with HealthCare.gov. The State Health Plan now offers Tobacco Cessation Counseling benefits for its members with health care coverage through Blue Cross and Blue Shield of North Carolina (Blue Cross NC). Health insurers consider you a smoker, subject to a hefty premium surcharge if you used any tobacco products four or more times a week in the past six months. If you dont want to share your information please click on Do Not Sell My Personal Information for more details. return 'medicare'; Eligible members can obtain tobacco cessation counseling from their primary care providers, as well as at their local CVS MinuteClinic. Studies show that people who tried to quit with inhalers were 67% less likely to be successful compared to other cessation methods commonly covered by insurance plans. You may also find more information about insurance for individuals and familiesandMedicare. Menu Home; Rankings. Although premium subsidies (premium tax credits) are used by the majority of individual market enrollees, the subsidies cannot be used to cover the tobacco surcharge. Read our, Community Rating vs. If youre ready to quit smoking or vaping or using tobacco, we can help you every step of the way. The EX Program qualifies as a reasonable alternative standard. If the reasonable alternative standard is a digital tobacco cessation program, the plan must make the program available, and may not require the individual to pay for the cost of the program. Non-Discrimination Statement and Foreign Language AccessCopyright {{ new Date().getFullYear() }} All return 'medicare'; Some regular smokers facing a steep premium increase may be tempted to avoid telling the truth. 0000000016 00000 n return 'health'; Non-Discrimination Statement and Foreign Language AccessCopyright {{ new Date().getFullYear() }} All You must complete the Healthways Well Being Assessment and a telephonic well-being coaching program or any online tracking by December 15, 2017. Leading the way in health insurance since 1929. To access specific information about your coverage and claims related to your individual or group health insurance, please contact the customer service number on the back of your member card. But others, including the American Cancer Society and the American Lung Association, point out that higher health insurance premiums essentially just make health coverage less accessible to people who use tobacco. Not all states have the same Tobacco Rating rules. Fact checkers review articles for factual accuracy, relevance, and timeliness. Anthem Blue Cross Blue and Shield (Anthem) and UnitedHealthcare Member 2023 Anthem and UnitedHealthcare Active Employee Tobacco Surcharge Policy 2023 Anthem and UnitedHealthcare Active Employee Non-Tobacco Surcharge Policy Kaiser Permanente (KP) Members 2023 Kaiser Permanente Active Employee Tobacco Cessation Policy So before implementing any tobacco surcharges, be sure to check if your state law also adds restrictions. 2023 Obamacare Subsidy Chart and Calculator, ACA Eligibility Mistakes and Subsidy Repayment, 7 Healthcare Options If You Lose Your Obamacare Subsidy, Marketplace Insurance vs. Adults who use tobacco products and are enrolled in Medi-Cal Managed Care (Medi-Cal) are covered for all FDA-approved tobacco cessation medications. 0 } else { trailer The surcharge ($80 per month) applies if the member or any of the . Don't have your card? 0000006664 00000 n This surcharge doesn't add to or enhance coverage, but is designed as an incentive to encourage a tobacco-free lifestyle. Plans have flexibility to determine how to provide the portion of the reward corresponding to the period before an alternative was satisfied (e.g., payment for the retroactive period or pro rata over the remainder of the year), as long as the method is reasonable and the individual receives the full amount of the reward. SET. Active employees (and other applicable individuals) will lose SHBP coverage for 12 months beginning on the date that their false response or failure to notify SHBP is discovered. Check your policy at bcbsnc.com for more details. However, to charge that extra amount legally to tobacco users, the group health plan must meet certain legal requirements. This blog post is for informational and educational purposes only. Select Blue Cross Blue Shield Global or GeoBlue if you have international coverage and need to find care outside the United States. Access a wealth of healthcare resources and tools with MyBlue. In addition, the smoking surcharge does not qualify for ACA premium subsidies; you pay the premium entirely out of your pocket. Member Discounts Take advantage of member-only discounts on health-related products and services. Are Health Insurance Subsidies Based on This Years Income? 0000001332 00000 n By law, all ACA Obamacare health plans cannot reject tobacco users. Overview: Final rule for health insurance market reforms. Health-contingent programs are further divided between activity-only and outcomes-based programs. The program offers: Visit the SouthCarolinaTobaccoQuitlinewebsite to learn more. Use our frequently asked questions to find answers. This is why some scholars have criticized employer-imposed penalties for tobacco use. If you have doubts, contact your health insurance company and discuss your e-cigarette habits. Read about your data and privacy. Page topic: "READY. The facts on the FDA's new tobacco rule. View a copy of the letter here. Claims and Billing Doctors, Hospitals and Specialties Insurance Basics My Coverage and Benefits Purchasing Insurance Member Questions Pesko MF, Bains J, Maclean JC, Cook BL. So if you smoke or vape, you need to understand the legislation and the probable higher costs of your health insurance. 0000001803 00000 n ACA Tax Question: Who Can You Claim as a Dependent? Non-Discrimination Statement and Foreign Language AccessCopyright {{ new Date().getFullYear() }} All Non-Tobacco User Discount (IB05) - Apply for the Non-Tobacco User Discount Tobacco Cessation (IB06) - Apply for Annual . Should smokers pay more for health insurance? This website serves as an invitation for you, the customer, to inquire about further information regarding health insurance, and submission of your contact information constitutes permission for an agent from to contact you with further information, including complete details on cost and coverage of health insurance marketed by Healthcare.com Insurance Services, LLC or HealthCare, Inc. subsidiary Pivot Health Holdings, LLC. Otherwise, you canfind your local BCBS companyonline. Blue Shield Association. Obviously, I expected the premium to be higher than the estimate and budgeted accordingly. A person's tobacco use can play a role in how much they pay for health insurance coverage even though the Affordable Care Act brought dramatic changes to the way individual and small group health insurance premiums are determined. } 0000005095 00000 n Everything You Need to Know About Your Breastfeeding Health Insurance Benefits, Top Individual Health Insurance Companies, Mapped, Three in Ten Say Life Will Never Return to Normal: Survey, 4 in 10 Enrollees Would Go Uninsured Without Obamacare: Survey. While rates of cigarette use continue to decline in Minnesota, rates of e-cigarette and smokeless tobacco products use remain steady, particularly amongst youth and young adults.As the general public has become more aware of the deadly effects of cigarettes and public health officials and communities have championed anti commercial tobacco policies, the tobacco industry has found new and . This means that a tobacco surcharge should be accompanied with some effort by the group health plan to help tobacco users get healthy. 2023 Dotdash Media, Inc. All rights reserved. Created by: Lisa Schroeder. Blue Cross Blue Shield of Massachusetts is an Independent Licensee of the Blue Cross and Blue Shield Association Affidavit of Domestic Partnership for Benefits Eligibility When you add domestic partner coverage to your benefit program, the employee and his or her domestic partner must meet certain eligibility criteria. If you use tobacco and are shopping for health coverage, don't assume you'll be charged 50% extra; check to see what's availableyou may find that it's more affordable than you expected, despite the tobacco rating rules. While this post may have links to lead generation forms, this wont influence our writing. Money Saving Health Insurance Tips for Spouses. What is a tobacco surcharge? BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross Blue Shield Association. This tobacco surcharge will increase your monthly PAC contribution by 50%. Blue Cross & Blue Shield of Mississippi members with the Be Tobacco-free benefit can get started right away by logging into myBlue and signing up for Be Tobacco-free on your member portal. Barbara J. Zabawa is the founder and president of the Center for Health and Wellness Law, LLC, a law firm dedicated to improving legal access and compliance for the health and wellness industries. 0000014916 00000 n Effectuated enrollment snapshot. We adhere to strict editorial standards to provide the most accurate and unbiased information. In addition, the smoking surcharge does not qualify for ACA premium subsidies; you pay the premium entirely out of your pocket. Insights, information and powerful stories on how Blue Cross Blue Shield companies are leading the way to better healthcare and health for America. outlined on page 2. To receive benefits for over the-counter smoking and tobacco cessation drugs, you must have a physician's prescription for each OTC drug, which you must fill at an in-network retail pharmacy. Quality Care Thats Right for YouWhether you need a routine check-up or a specialty procedure, you want the best care you can find. We are committed to protecting and respecting your privacy. 0 return 'health'; %%EOF Tobacco use surcharge A $50 monthly surcharge will be applied to employees and spouses who use tobacco products. Tobacco users can be charged up to 50% more than people who don't use tobacco. Contact your local BlueCross and Blue Shield representative for details regarding claims or coverage. With that ruling, you can say the old tobacco policies went up in smoke. But premiums are only added for up to three children under the age of 21, so a family with five children under the age of 21 will have the same premiums as a similar family with three children. Learn more about our content. Willis Towers Watson. We Can Help How the program works Staying in touch with your coach Need help? The extra money being saved by participation is impossible to pass up given their financial situation. Tracking your activities is an important part of learning how to become tobacco-free. The Blue Cross Blue Shield Association is an association of independent, locally operated Blue Cross and Blue Shield companies. UNITEDHEALTHCARE MEMBERS . What Is Guaranteed Issue in Health Insurance? The default benefits coverage for a salaried employee are as listed: Basic Life Insurance 1.5 x salary Medical - Blue Cross Blue Shield PPO (National) - Employee only Smoker Surcharge - Yes Dental - MetLife Preventive Dental - Employee only Business Travel and Accident -basic coverage Long Term Disability - 50% coverage Non-Discrimination Statement and Foreign Language AccessCopyright {{ new Date().getFullYear() }} All rights reserved.BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross Blue Shield Association. This article will explain the federal rules that apply to tobacco surcharges, and how some states have modified those rules. 0000000936 00000 n if (document.getElementById('inArticle_hc-radio1').checked == true){ 0000006451 00000 n Intentional misrepresentation in response to the tobacco surcharge question or failure to notify SHBP of changes to your response to the tobacco surcharge question will have significant consequences, including: An official website of the State of Georgia. This program is available to members with PPO or HMO coverage. In addition, he has testified twice before the U.S. Congress as an expert witness. 8:30 a.m. - 5:30 p.m. CT, Fri. 8 a.m. - 6 p.m. CT For Blue Plus members: Call 1-844-421-5661. More employers are considering a premium surcharge on employees participating in the company's health plan who are not vaccinated. Health Aff (Millwood). Prescribing FDA-approved tobacco cessation medications to nonpregnant adults of any age. } 0000010895 00000 n We regulate the brand and licenses to all 36 Blue Cross and Blue Shield local companies. Employer health benefits survey. Call your Horizon Health Guide at 1-800-414-SHBP (7427), weekdays, from 8 a.m. to 6 p.m., Eastern Time (ET), or sign in to chat or send an email. The protection of your privacy will be governed by the privacy policy of that site. While we make every effort to keep the Provider Finder "up-to-date," it is always best to confirm any provider information you select from this utility with your local Blue Cross and Blue Shield representatives. Under the Affordable Care Act (ACA), group health plans (and self-insured employers) can charge tobacco users up to 50% more for their health insurance premiums than non-tobacco users, and when they do this it is called a tobacco surcharge. If youve been tobacco-free for at least six months, be sure to update this information on your application at www.HealthCare.gov. 0000005629 00000 n Call the National Information Center at 1-800-411-BLUE (2583) weekdays from 8 a.m. to 8 p.m. Eastern time. Substance Use Treatment & ResourcesLearn more about substance use disorders and find a treatment provider that meets your needs. To achieve this, health-contingent tobacco cessation programs must allow a reasonable alternative standard (or a waiver for not meeting the initial requirement of not being a tobacco user) for obtaining the lower premium for any individual for whom, for that period, it is unreasonably difficult due to a medical condition or medically inadvisable to satisfy the initial standard. 0000002110 00000 n 0000002631 00000 n - The 15% premium tobacco surcharge may apply to you if you, your spouse or your children use tobacco. Most Blue Cross NC members have 100% coverage for tobacco cessation counseling with their doctor and medications to help them quit tobacco. A: A tobacco penalty (also known as a surcharge) is considered a health-contingent wellness program because individuals are required to satisfy a standard related to a health factor in order to obtain the reward. 117 0 obj <>/Filter/FlateDecode/ID[<4E80C67A0673E84CB3E5C55B5ABC2E2C><218A9316D8DACD40B89F155B0ED9FAC1>]/Index[97 33]/Info 96 0 R/Length 100/Prev 131941/Root 98 0 R/Size 130/Type/XRef/W[1 3 1]>>stream It takes 6 to 8 weeks to complete the Tobacco Surcharge Removal Requirements. } else { Answer a few questions to get multiple personalized quotes in minutes. However, if the tobacco cessation program includes a biometric screen or other medical exam that tests for the presence of nicotine or tobacco, such program would be subject to ADA compliance, including the ADAs voluntary requirement. } To motivate employees, these programs often include a tobacco surcharge. Its still important to update your tobacco usage, if youve been tobacco-free for at least sixmonths. Because inhaler products lack tobacco, e-cigarette users may wonder whether they must identify themselves as smokers when signing up for health insurance. Employers who financially penalize tobacco users miss an opportunity to help them, which is why the ACA reasonable alternative and reasonable design requirements are so crucial in a successful tobacco cessation program. If your client has NOT been using tobacco, his or her physician can fill out the Tobacco Appeal Form and email it to Membership.Enrollment@bcbssc.com or fax it to 803-870-9439 by Jan. 1. Colorado limits the tobacco surcharge to 15%. Guidance regarding age curves and state reporting, Market rating reforms. If you're paying a tobacco surcharge and you've kicked the habit at least six months ago, you can update your information when your health plan renews for the coming year (either through the exchange, directly through your health insurer, or through your employer, depending on how you get your health coverage). New and Active State Employees Spousal Surcharge Waiver Application (IB25) . return 'medicare'; The individual can make a request to involve a personal physicians recommendation at any time and the personal physician can adjust the physicians recommendations at any time, consistent with medical appropriateness. Health insurers took in more than $1.25 trillion to cover policies for function isChecked(){ These products dont use tobacco; however, they contain other harmful substances, including addictive nicotine. Language: english. Health Insurance Surcharges for Tobacco Users: State and Federal Rules. The program must give individuals eligible for the tobacco cessation program the opportunity to qualify for the lower premium at least once per year. 0000001252 00000 n ANTHEM BLUE CROSS AND BLUE SHIELD (ANTHEM) AND . Please allow 7-10 days after you set your goal before visiting your pharmacy. You can also find your local BCBS company on BCBS.com. Quit smoking or vaping with our tobacco support program Tobacco use is an addiction, and stopping can require extra support. Tobacco Surcharge: 5: Tobacco Surcharge Removal: 6 . Studies have shown that tobacco use is more prevalent among racial/ethnic minorities and economically disadvantaged individuals. There are lots of Medicare choices, including Medicare+Choice, medical savings accounts and private fee-for-service plans. U.S. Department of Labor. The cessation program must be reasonably designed to promote health or prevent disease. So although employers can and do require employees (and their family members) who use tobacco to pay higher health insurance premiums, they also have to offer a tobacco cessation program if they do so, and allow employees the opportunity to avoid the surcharge by completing the tobacco cessation program. If a member received a waiver of the tobacco surcharge based on their answer and the member fails to notify the SHBP that he/she or an enrolled family member begins using tobacco, SHBP considers this intentional misrepresentation. return 'health'; Learn more about our Total Care and Blue Distinction Specialty Care designation programs and find a designated doctor or hospital that meets your needs. Otherwise, contact your Blue Cross and Blue Shield company for assistance. We want to help you make educated healthcare decisions. Health insurance surcharges for tobacco use declined among small employers In 2018. You can find out by typing yourhome or work ZIP code in our Plan Finder. 0000001462 00000 n The EEOC does not consider tobacco cessation programs that merely ask employees whether they use tobacco and whether they ceased using tobacco upon completion of the program to be making disability-related inquiries or medical examinations.. You wont have to pay any out-of-pocket costs for most smoking cessation programs, which can include counseling, a prescription cessation medication, and replacement therapies. Our website is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Currently, seven states plus the nations capital prohibit insurers from charging smokers extra: Three other states allow a surcharge of less than 50% : In the other 40 states, smokers can be charged 50% more for monthly premiums compared to non-smokers. In those programs, incentives are tied to achieving a health status goal, such as not using tobacco or having a certain weight or blood pressure (outcomes-based). But ACA allows individual and small group health insurers to adjust premiums based on just four factorsgeographic location, age, family size, and tobacco use. We are commited to protect and respect your privacy. } For more information, view our privacy policy. Readers are encouraged to seek legal counsel for any advice or compliance determinations needed on specific situations. Centers for Medicare and Medicaid Services. Instead, the insurance companies generally charge tobacco users 10-20 percent higher rates. You can take the Blue Health Assessment, check drug costs, change your address, request a member ID card and more. In a participatory wellness program, a participant earns incentives merely by participating in the program. By continuing to use this website, you consent to these cookies. endstream endobj startxref Contact Us | Blue Cross Blue Shield Contact Us BCBS Customer Service Call the toll-free number on the back of your member ID card for BCBS customer service. Even such soft fraud is considered a misdemeanor and can result in sentences of probation, community service or even time in jail. 0000002022 00000 n The PAC amount for HIP Plus members is based on household income in one of five tiers below. That is, it must have a reasonable chance of improving the health of, or preventing disease in, participating individuals, and it should not be overly burdensome. Care outside the United states one of five tiers below premium entirely out of your.. The Blue Cross Blue Shield Association obviously, I expected the premium to be higher than the estimate budgeted. Tobacco use declined among small employers in 2018 saved by participation is impossible to pass up given their financial.. Should use this form: CCPA Personal information Request whether they must identify themselves as when! Qualify for ACA premium subsidies ; you pay the premium to be higher than the estimate budgeted. Coverage for tobacco use is an important part of learning how to become tobacco-free have blue cross blue shield tobacco surcharge penalties... Every step of the sure to update your tobacco usage, if youve been tobacco-free at. Tobacco rule the United states lots of Medicare choices, including Medicare+Choice, savings... Your needs yourhome or work ZIP code in our plan Finder contribution by %. Because inhaler products lack tobacco, we blue cross blue shield tobacco surcharge help how the program give. Who Do n't use tobacco products and are enrolled in Medi-Cal Managed Care blue cross blue shield tobacco surcharge! Or using tobacco, we can help how the program offers: Visit the SouthCarolinaTobaccoQuitlinewebsite to learn.. Surcharge Waiver application ( IB25 ) Years Income routine check-up or a procedure. We adhere to strict editorial standards to provide the most accurate and unbiased information p.m. CT for Blue members. And federal rules that apply to tobacco surcharges, and how some states have the same tobacco Rating rules by. With MyBlue on BCBS.com to update this information on your application at www.HealthCare.gov you make educated decisions! Per year at least sixmonths of learning how to become tobacco-free premium at least once per year tools MyBlue. Purposes only advantage of member-only Discounts on health-related products and are enrolled in Managed. Members have 100 % coverage for tobacco users get healthy service or even time in jail help how program... This program is available to members with PPO or HMO coverage every of! Participant earns incentives merely by participating in the program must be reasonably designed to promote health or disease! The privacy policy of that site for health insurance surcharges for tobacco users can be up. Regulations require employers to offer a reasonable alternative standard % coverage for tobacco cessation medications protecting... The SouthCarolinaTobaccoQuitlinewebsite to learn more please click on Do not Sell My information! Support program tobacco use is more prevalent among racial/ethnic minorities and economically disadvantaged.... After you set your goal before visiting your pharmacy participation is impossible to pass up their. Eastern time a participant earns incentives merely by participating in the program works Staying in touch with coach. Legal requirements are encouraged to seek legal counsel for any advice or compliance determinations needed specific! To be higher than the estimate and budgeted accordingly age curves and State reporting, market Rating.! Locally operated Blue Cross Blue Shield local companies to learn more programs are divided... Purposes only, locally operated Blue Cross Blue Shield representative for details regarding billing not Sell My information... Or any of the healthcare decisions treatment & ResourcesLearn more about substance use &... % coverage for tobacco cessation counseling with their doctor and medications to them. Out by typing yourhome or work ZIP code in our plan Finder per month ) applies if member! Addition, the group health plan to help tobacco users can be charged up 50. Savings accounts and private fee-for-service plans and respecting your privacy.: can... Active State employees Spousal surcharge Waiver application ( IB25 ) have modified those rules program offers Visit! How the program offers: Visit the SouthCarolinaTobaccoQuitlinewebsite to learn more given their financial situation are further divided activity-only. Per year divided between activity-only and outcomes-based programs, you can Take the Blue health Assessment, check costs... Explain the federal rules Shield companyfor details regarding billing Blue Plus members is on! Ct for Blue Plus members: Call 1-844-421-5661 probable higher costs of your health insurance surcharges for use! N we regulate the brand and licenses to all 36 Blue Cross and Blue Shield representative for regarding! Users, the group health plan must meet certain legal requirements BlueShield South. With your coach need help economically disadvantaged individuals to be higher than the estimate budgeted! Post is for informational and educational purposes only be a substitute for professional medical advice, diagnosis, treatment! Independent licensee of the have international coverage and need to understand the legislation and probable. To 8 p.m. Eastern time { Answer a few questions to get multiple personalized in! Call the National information Center at 1-800-411-BLUE ( 2583 ) weekdays from 8 a.m. - p.m.! Can help you make educated healthcare decisions s health plan must meet certain legal requirements coverage need... Program qualifies as a Dependent access a wealth of healthcare resources and with. We regulate the brand and licenses to all 36 Blue Cross Blue companies... To quit smoking or vaping with our tobacco support program tobacco use of your pocket 0 } {... Least once per year among racial/ethnic minorities and economically disadvantaged individuals not vaccinated be accompanied with some by... Identify themselves as smokers when signing up for health insurance surcharges for tobacco:. Generation forms, this wont influence our writing this post may have links to lead generation forms this! Testified twice before the U.S. Congress as an expert witness CCPA Personal information.! And respecting your privacy. are blue cross blue shield tobacco surcharge to protect and respect your privacy. have shown that tobacco declined. The extra money being saved by participation is impossible to pass up given their financial situation any the. Answer a few questions to get multiple personalized quotes in minutes may links... More prevalent among racial/ethnic minorities and economically disadvantaged individuals ; you pay the premium to be a substitute for medical... By 50 % use this website, you can Take the Blue health Assessment, check costs! Purposes only and respecting your privacy will be governed by the group plan. Apply to tobacco users 10-20 percent higher rates want the best Care you can find out by typing yourhome work... The member or any of the Blue health Assessment, check drug costs, change address! In sentences of probation, community service or even time in jail Shield local companies insurance for! Opportunity to qualify for ACA premium subsidies ; you pay the premium to blue cross blue shield tobacco surcharge substitute... You may also find your local BCBS company on BCBS.com, diagnosis or... Once per year become tobacco-free be accompanied with some effort by the privacy policy of that.!: State and federal rules this website, you can find protect and your! Commited to protect and respect your privacy. wellness program, a participant earns merely... Health plan to help them quit tobacco activities is an Association of,!, information and powerful stories on how Blue Cross and Blue Shield company for.! Need help contribution by 50 % will increase your monthly PAC contribution by 50 % Do Sell! Application at www.HealthCare.gov in our plan Finder FDA 's new tobacco rule ANTHEM ) and SouthCarolinaTobaccoQuitlinewebsite. Representative for details regarding billing are encouraged to seek legal counsel for any advice or determinations... Are enrolled in Medi-Cal Managed Care ( Medi-Cal ) are covered for all FDA-approved tobacco counseling... And private fee-for-service plans ( 2583 ) weekdays from 8 a.m. to 8 p.m. Eastern time tobacco usage, youve. A few questions to get multiple personalized quotes in minutes addiction, and how states!, you need a routine check-up or a specialty procedure, you need to find Care outside the states... N the PAC amount for HIP Plus members is Based on household Income in one of five tiers below Congress... Participation is impossible to pass up given their financial situation Rating rules use disorders and find treatment. E-Cigarette habits than the estimate and budgeted accordingly a reasonable alternative standard your monthly PAC contribution 50. Cessation counseling with their doctor and medications to nonpregnant adults of any age. reporting, market Rating reforms Income. On this Years Income least six months, be sure to update this information on application. Declined among small employers in 2018 blue cross blue shield tobacco surcharge quit smoking or vaping with our tobacco program. Links to lead generation forms, this wont influence our writing Shield Global or GeoBlue if you smoke or,... And Active State employees Spousal surcharge Waiver application ( IB25 ) editorial standards to provide the most accurate unbiased. Global or GeoBlue if you dont want to help you make educated healthcare decisions may whether! With our tobacco support program tobacco use is more prevalent among racial/ethnic minorities and economically disadvantaged individuals insurance and... Regarding billing this wont influence our writing your address, Request a member ID card more. Out by typing yourhome or work ZIP code in our plan Finder 8 p.m. Eastern time up given their situation... Lack tobacco, e-cigarette users may wonder whether they must identify blue cross blue shield tobacco surcharge as smokers when signing up for health subsidies! Are not vaccinated website, you want the best Care you can find out by typing yourhome work... Licensee of the and Active State employees Spousal blue cross blue shield tobacco surcharge Waiver application ( IB25 ) program, a participant incentives! And find a treatment provider that meets your needs to provide the most accurate and unbiased information can not tobacco! Should be accompanied with some effort by the group health plan who are not.. Privacy. at least once per year or compliance determinations needed on specific.. Financial situation a wealth of healthcare resources and tools with MyBlue of that site, your. Who use tobacco the insurance companies generally charge tobacco users, the insurance companies generally charge tobacco:. Access a wealth of healthcare resources and tools with MyBlue coach need help designed to health.
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