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Here's what you need to know about getting an online loan. Modeled after the FDIC Small Dollar Loan Program, a Smart Cash loan is an unsecured loan that is available from $250 to $1,250* and repayable in monthly installments. Just dial *565*0#. However, it was just not working. We really liked how fast service we received from them as well as their reliability when giving us information about different lenders available in the area for our needs- it's clear these guys know what they're doing.". I tried to pay a bill online for $1035 - it was DECLINED. Spouses of military personnel who passed away while on active duty or due to a disability related to service could also be qualified. 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Any statements from banks that show outstanding obligations on any lines approved by them In addition to funding larger projects or purchases, business loans can also be used instead of credit cards or overdraft, In order to be eligible for a loan from a bank, you will need to have some level of credit established. These guys will make sure all debts get paid. It is important to note that the SBA is not the loan provider. Mortgages often offer an option to take out loans against their equity as collateral for borrowing additional funds, which means that the bank will be able to repossess your home if you fail to repay them as they can sell it and collect on anything left over after paying back what it owes you. Loan term: 2 - 32 Months . Loan approval is not conditioned based on automatic payments. If you do not wish to provide some or all of this information, select the applicable check box. Ive heard a lot of stories from my friends who got scammed by payday lenders on the internet. 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My first loan was very was and approved for 4000 without problem even my credit score was not too good.