The CARES Act required landlords to provide at least a 30-day notice to tenants before filing an evictiona protection that is not set to expire.89 This protection, and other prefiling notice requirements,90 provide tenantswho previously only had a few days notice before court involvement91more time to take the action needed to prevent their eviction or, if an eviction does occur, search for emergency housing. Finda rental assistance programforyour state, tribe, or localarea. For example, having an eviction on ones credit report and/or public record can affect ones ability to secure housing.97 Local legislation, such as Washington, D.C.s Eviction Record Sealing Authority Amendment Act of 201998 and Fairness in Renting Emergency Amendment Act of 2020,99 could help people looking to rent by sealing eviction records to prevent landlords from denying an applicant housing based on public records.100. New England Journal of Medicine, 365(16), 15091519. doi: 10.1016/j.ssresearch.2011.03.008, H.R.558 - 100th Congress (19871988): Stewart B. McKinney Homeless Assistance Act. Housing subsidies administered by the federal government provide financial assistance to help low-income people pay rent.6,33,34However, households may be on waitlists for several years before receiving assistance.6,18,33Due to limited funds and the large number of households in need, only 26 percent of eligible households received federal housing subsidies in 2013.8Further work is needed to explore potential strategies to reduce housing instability. These laws include bans on camping or sleeping in public spaces or in vehicles; loitering; panhandling, both giving and receiving; public food-sharing, both providing and accepting; and more. %%EOF How can I show that I owe money for utility or home energy costs? But money from the Homeowner Assistance Fund created under the American Rescue Plan Act may also be available. Visit Benefits.gov for more information about Emergency Solutions Grants. Upload your eviction notice or past due notice for your rent. But you can get help to cover the part of the rent that you are responsible for. Journal of Community Psychology, 42(8), 964979. American Journal of Public Health, 105(2), 311316. Is it Costing Their Future?, Kim Parker, Rachel Minkin, and Jesse Bennet, Economic Fallout From COVID-19 Continues To Hit Lower-Income Americans the Hardest, Pew Research Center, September 24, 2020, available at, Zego, May Rent Payment Data Reveals April Trends Have Continued as a Result of COVID-19, May 13, 2020, available at, Morgan Baskin, As Eviction Bans Expire, Renters Turn to Credit Cards, Talk Poverty, July 15, 2020, available at, Matthew Desmond, Unaffordable America: Poverty, Housing, and Eviction,, American Heart Association News, Best way to end homelessness and its health impact? If youre a landlord, youmay think ofrental assistanceashelp for renters. For example, if the applicant only checks that they need assistance with gas bills, only additional fields pertaining to the gas bill will be shown. This summary of the literature on Housing Instability as a social determinant of health is a narrowly defined examination that is not intended to be exhaustive and may not address all dimensions of the issue. Housing instability encompasses a number of challenges, such as having trouble paying rent, overcrowding, moving frequently, or spending the bulk of household income on housing.1,2These experiences may negatively affect physical health and make it harder to access health care.1,3,4This summary will discuss the cost of housing as well as the health effects of substandard housing and forced evictions. National data from the U.S. Census Bureaus Household Pulse Survey (HPS)109which started data collection April 23, 2020, and is ongoingwere used to estimate the experiences of housing stability for renters during the COVID-19 pandemic. Without rapid action that centers the needs of communities of color and makes investments in long-term solutions, the future will hold even more inequality and continued unfairness. Regardless of the outcome, having an eviction filed makes it more difficult for an individual to obtain rental housing in the future. The Office of Housing Stability (OHS) is constantly looking for new ways to partner with undergraduate and graduate students. What can I use to show housing instability? For example, tenant-landlord mediation programs that intervene once an eviction is threatened or filed can explore options and negotiate solutions prior to court involvement to ultimately prevent an eviction.92 A mediation program in Palo Alto, California, reports that 80 percent of mediation cases are able to be resolved outside the court.93 If an eviction filing does occur, guaranteeing renters a right to counsel can also help to keep them housed.94 In eviction proceedings, approximately 90 percent of landlords have legal representation, compared with just 10 percent of tenants.95 This vast inequality in resources leads to the majority of tenants losing these cases. doi: 10.1111/j.1525-1497.2005.00278.x, Frederick, T.J., Chwalek, M., Hughes, J., Karabanow, J., & Kidd, S. (2014). endstream endobj startxref doi: 10.1007/s10995-014-1633-6, Do, D. P., & Finch, B. K. (2008). WebIf a tenant has a lease or a letter from their landlord theres no need to ask for further documentation. To be eligible for help covering your rent, you must have an agreement to pay rent for your home or mobile home lot. Diversity, Equity, Inclusion, and Accessibility, Alcohol and Tobacco Tax and Trade Bureau (TTB), Financial Crimes Enforcement Network (FinCEN), Office of the Comptroller of the Currency (OCC), Treasury Inspector General for Tax Administration (TIGTA), Special Inspector General for the Troubled Asset Relief Program (SIGTARP), Special Inspector General for Pandemic Recovery (SIGPR), Budget Request/Annual Performance Plan and Reports, Inspector General Audits and Investigative Reports, Foreign Account Tax Compliance Act (FATCA), The Community Development Financial Institution (CDFI) Fund, Specially Designated Nationals List (SDN List), Sanctions Programs and Country Information, Financial Literacy and Education Commission, The Committee on Foreign Investment in the United States (CFIUS), Macroeconomic and Foreign Exchange Policies of Major Trading Partners, U.S.-China Comprehensive Strategic Economic Dialogue (CED), Small and Disadvantaged Business Utilization, Daily Treasury Par Real Yield Curve Rates, Debt Management Overview and Quarterly Refunding Process, U.S International Portfolio Investment Statistics, Report Fraud Related to Government Contracts, Cashing Savings Bonds in Disaster-Declared Areas, Community Development Financial Institution (CDFI) Fund, Electronic Federal BenefitPayments - GoDirect, General Property, Vehicles, Vessels & Aircraft. Including a list of the potential months helps applicants think through each month. Including a section on past assistance that was received from other programs can help identify and prevent any overlap in assistance given to the applicant. Local programs are also allowed to use some emergency rental assistance funds to help you with other expenses related to your housing, such as reasonable late fees, as well as costs for internet service that allows you to engage in distance learning, telework, telemedicine, and getting government services. Find out if emergency rental assistance applies to your special situation. http://www.jchs.harvard.edu/sites/default/files/sonhr14-color-full_0.pdf, Joint Center for Housing Studies. People of color, who have faced higher rates of lost employment during the pandemic,10 continue to be disproportionately cost-burdened and at increased risk of eviction.11. Harvard University. This rate of housing cost burden is well over Email housingstability@boston.gov or call 617-635-4200 to contact us. Here's a snapshot of the evidence-based resources related to topics covered in this literature summary. Interns may also have the opportunity to support the: Fill out our expression of interest form to apply. This example illustrates progressive disclosure, by revealing one question at a time, dependent on the previous answer the applicant provided. These can be a model that grantees may be able to learn from and use to help reduce their processing bottlenecks, barrier bust documentation hurdles for tenants, and therefore, keep people stably housed. This example shows a way to structure the rent assistance portion of an application. Desmond, M. (2012). doi: 10.2307/2094818, Lepore, S. J., Evans, G. W., & Palsane, M. N. (1991). (2016). Webhousing as a core social determinant of personal health and well-being; and substantial evidence that housing stability is essential for people to address their challenges and When an eviction is filedor there is a serial filing,58 whereby a landlord files to evict the same household at the same address multiple timesa tenant can be subject to debt collection that leverages state resources in the favor of landlords over tenants. dataLayer.push({"event": "signup_submit", "form_detail":"enSubscribeFooter"}); Development of an index of subsidized housing availability and its relationship to housing insecurity. Utility bill for each utility company if applying for utility assistance American Progress would like to acknowledge the many generous supporters who make our work possible. 1437a(b))).2 While there are some differences in eligibility between ERA1 and ERA2, the eligibility When moratoriums on evictions do expire, renters will face an accumulation of owed back rent. This example attempts to capture a range of factors that can lead to risk of housing instability or homelessness. Housing instability and food insecurity as barriers to health care among low-income Americans. Then you must use the money to pay the landlord or utility yourself. Try working with them to create a repayment plan for unpaid rent and resolve any issues related to your lease. Segregating shelter: How housing policies shape the residential locations of low-income minority families. Jaboa Lake is a senior policy analyst for the Poverty to Prosperity Program at the Center for American Progress. If you receive a federal rent subsidy, such as a Housing Choice Voucher, Project-Based Rental Assistance, or Public Housing, you may still qualify for assistance with the rent or utilities that you are responsible for paying. Johan Hassel, Kate Donald, Laura Kilbury, 1 More WebMy household is experiencing housing instability due to (please select all options that apply to your households circumstances): Receipt of a rental eviction notice. Affording housing at the expense of health: Exploring the housing and neighborhood strategies of poor families. This example shows one way grantees can cross-reference household size and income against a proxy data source on the backend, without putting this onus on the applicant. 230 0 obj <>/Filter/FlateDecode/ID[<1EE02C84DA744D4784F61DE02328B05A>]/Index[208 39]/Info 207 0 R/Length 108/Prev 359524/Root 209 0 R/Size 247/Type/XRef/W[1 3 1]>>stream Applicants indicate they have received a past due or eviction notice and then are asked if they can provide and upload that document. Protecting programs that include a race-conscious approach means vetoing harmful actions such as the recent Executive Order on Combating Race and Sex Stereotyping,85 which will punish government contractors and nonprofits who provide trainings on race and sex diversity, equity, and inclusion by withholding federal grants for these lifesaving programs.86 It also means protecting the FHA87 and reviving the Affirmatively Furthering Fair Housing provisions that combat housing discrimination and promote community participation.88. Although they have been able to keep many individuals and families housed, many moratoriums have expired,55 and many renters are faced with paying back rent. When programs make direct payments to landlords to cover back rent, guidance strongly encourages them to prohibit eviction for 30 to 90 days after the period covered by rental assistance. National Center for Children in Poverty, Columbia University. Some programs may also provide housing counseling, case management, legal representation, and other housing stability services. Within these examples is a documentation strategy that leverages self-attestation within the ERA application itself. This example would document unsheltered Each local program has some flexibility in how they set up policies and procedures to suit the needs of their local community. We help tenants in housing crisis due to fire, natural disaster, eviction, or condemnation. Recent analysis estimates that the amount of back rent owed may reach as much as $34 billion by years end, with more than 20 million renters8 million householdsfacing possible eviction by January 2021.31 Renters of color disproportionately report being behind on rent, (see Figure 3) and unpaid rent continues to grow.
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